Car Buying Tips for Used Car Buyers

You’ve finally decided to drop the idea of buying a brand new car and buy a used car instead. Well, it is a better idea price-wise. You can get a good used car at a reasonable price from any GM dealer.

Your concern now is how to know the car you are buying is still in optimal condition. The thought of taking it to a mechanic to check it out should not be the only option for you but arm yourself with a mechanic’s knowledge too.

Knowing the basics on how cars work plus a combination of the actual physical examination of the car, you can be confident in making the right decision. We are fortunate that we are living in the age where information are just at our fingertips so that all we need is time to devote in doing a little research. Better yet, use your creativity and initiative to talk to a mechanic you know.

The following are the things that you have to check when buying used cars in Scarborough:

Paint

Check the paint job. Look for rusts, scratches, dents or any waviness on the surface that indicates that the car had a major repaint. Check for roughness at the corners usually left by a making tape through running your fingers on the surface. To know if the car underwent a major repair due to accidents or crash, check for uneven gaps between the doors, hood, and any openings. To check for car compound presence in the surface, bring a magnet and run it through the car’s entire body. Presence of car compound indicates that there is a significant dent from a major crash. Some cars however are made of fibreglass and magnets will not work on them.

Fluids

If you see dark and thick mud like substance in the oil filler then you can be sure that the car did not have any frequent and regular oil changes. Check the coolant in the overflow tank, a brownish coolant indicates presence of rust in the cooling system and perhaps a leaking head gasket. Check the transmission fluid. It should be red or pink, with an old car it can be dark but it should not smell burnt. Inspect for any fluid leaks underneath the vehicle.

Pedals and Steering

Inspect the pedals for wear. Sellers seldom replace their pedals. Wiggle and shake the steering wheel with the engine off. It should be firm in place and no disturbing noises. In case it is otherwise, it needs a steering gear box, or repair in its front suspension particularly the ends of the tie rod.

Damaged Frame

Forget buying a car with a damaged frame. Inspect the radiator that connects the fenders holding the top of the radiator that includes the hood latch. Everything should be fastened not welded. Inside the hood check the bolt heads at the top of the fenders, check for marks or scratches that tells you it has been realigned or replaced after an accident.

Examine for uneven tire wear that could indicate a damaged frame. Sometimes, when car encounters a crash, the frame is damaged and becomes slightly off balanced so that it is obvious in the tires.

Canada Motor Car can get you a quality used car in Scarborough, Cambridge, or Ottawa that fits your lifestyle and your budget. Visit one of our locations today, www.canadamotorcar.ca

 

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How to Get Car Financing If You Have Bad Credit

 

 

 

 

 

 

 

 

 

 

 

 

 

Are you one of the thousands of people in Ontario with less than perfect credit? Are you worried about being able to finance your car through your bad credit? If so, then know that you’re not alone. Many people worry that their bad credit will get in the way of obtaining bad credit. However, even if you have bad credit, car financing in Cambridge can be possible if you approach the right lenders.

Here are some ways to get car financing, even if you have bad credit:

Know Your History

When you approach a lender to ask for money to finance the purchase of a car, your lender is going to look over your credit history. It is important to let the lender know that you are aware of mistakes that you have made that reflect in your credit history. After all, your lender will possibly feel more confident if you are able to provide reasons for why you have some black marks on your credit history. For example, did you miss a credit card payment because you were laid off from work? If so, then your lender may simply want to know that you are employed in a reputable job.

Down payment

When it comes to buying a car with a bad credit car loan in Cambridge shouldn’t get in the way of car financing. A down payment shows the lender commitment. The bigger the down payment is, the lower your payments will be and the more likely the lender is to give you financing. A substantial down payment is an excellent way to improve your chances of obtaining financing.

Bring in a Partner

One of the most effective ways to help rebuild your credit score and to finance a car, even though you have bad credit, is to pull in a partner that has good credit. Lending agencies like to see that there is more than one person on the loan. In such a case, if one person fails to pay off the loan, the lender can approach the second person, which decreases the risk that the lender will lose money.

Not only is it possible to finance a car in Ontario through bad credit, but it is also not terribly difficult. Always keep in mind what characteristics a lender will look for when he or she goes to make the car loan in Cambridge. If you are aware of how your credit history and current financial state look to a lender, you can more easily address and questions or concerns that they may have when it comes to making a car purchase.

Let us streamline the process whether you have good credit or not so good credit, Canada Motor Car, can get you approved and driving.   Apply online or call us at any of our 3 locations in Ontario, Toronto, Ottawa, or Cambridge and we will get you approved and find you the car that you deserve!

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